Apply for Hawaiian Airlines Credit Card: Flying with Hawaiian Airlines frequently? Then you’ve probably heard about the Hawaiian Airlines Credit Card, a travel companion that turns every dollar you spend into miles for your next vacation.
Beyond rewards, the card offers perks like priority boarding, free checked bags, and companion discounts, making it the ultimate tool for travel enthusiasts.
Types of Hawaiian Airlines Credit Cards
Hawaiian Airlines offers two main types of credit cards tailored to meet the needs of both individuals and businesses. Let’s take a closer look:
Personal Hawaiian Airlines Credit Card
This option is perfect for casual travelers and vacationers. It provides generous HawaiianMiles rewards for daily spending, exclusive travel benefits, and a welcome bonus that can jump-start your travel goals.
Business Hawaiian Airlines Credit Card
Ideal for business owners, this card helps you earn miles while covering business expenses. It also offers expense management tools and rewards that align with professional needs.
Eligibility Requirements for the Hawaiian Airlines Credit Card
Before applying, it’s essential to know the eligibility requirements.
Basic Eligibility Criteria
To qualify for a Hawaiian Airlines Credit Card, applicants must:
- Be at least 18 years old.
- Be a U.S. citizen or legal resident.
- Provide a valid Social Security Number or Taxpayer Identification Number.
Credit Score Needed for Approval
Typically, a good to excellent credit score (670 and above) increases your chances of approval. However, other factors like income, employment status, and existing debt also play a role.
How to Apply for the Hawaiian Airlines Credit Card
Applying for the Hawaiian Airlines Credit Card is a straightforward process.
Step-by-Step Application Process Online
- Visit the Official Website: Navigate to the Hawaiian Airlines Credit Card application page.
- Review Card Features: Take a moment to understand the benefits, fees, and rewards.
- Fill Out the Application Form: Provide your personal information, including your name, address, Social Security Number, and financial details.
- Submit Your Application: Double-check your entries and hit submit. You’ll receive a confirmation email once your application is processed.
Applying Over the Phone
If you prefer a personal touch, you can apply by calling the Hawaiian Airlines Credit Card customer service team. They’ll guide you through the application process and answer any questions.
What to Do If You’re Prequalified
If you’ve been prequalified, your application process might be expedited, as you’ve already met some criteria. Just follow the instructions in your prequalification letter or email.
Documents Needed for the Application
Having the right documents handy can speed up the process.
Identification and Personal Details
- Government-issued ID (Driver’s License, Passport, etc.)
- Social Security Number or Taxpayer ID
Financial Information
- Proof of income (pay stubs or bank statements)
- Employer details
Features and Rewards of the Hawaiian Airlines Credit Card
Hawaiian Airlines Credit Cardholders enjoy an array of travel-centric benefits.
Welcome Bonus Offers
New cardholders can earn a substantial number of HawaiianMiles as a welcome bonus after meeting a minimum spending requirement within the first few months of opening the account.
Earning HawaiianMiles
Earn miles on Hawaiian Airlines purchases, grocery shopping, gas, and even everyday expenses like dining.
Partner Benefits and Companion Discounts
The card offers special discounts for companions, making group travel more affordable. Additionally, cardholders can benefit from partnerships with other loyalty programs for even more rewards.
Fees and Interest Rates
Before applying for a Hawaiian Airlines Credit Card, it’s essential to understand the associated fees and interest rates to make an informed decision.
Annual Fees
The Hawaiian Airlines Credit Card comes with an annual fee, typically ranging from $0 to $99, depending on promotions or the specific card type. While this fee might seem like a downside, the travel perks and rewards often outweigh the cost for frequent travelers.
APR and Other Charges
- Regular APR: The interest rate for purchases generally falls between 17% and 27%, depending on your creditworthiness.
- Balance Transfers: These often come with a transfer fee and a promotional APR for a limited period.
- Late Payment Fee: Avoid late payments to sidestep hefty penalties, which can be up to $40.
Understanding these charges can help you use the card responsibly and maximize its value.
Tips for Maximizing Your Hawaiian Airlines Credit Card
Want to get the most out of your Hawaiian Airlines Credit Card? Follow these tips to maximize rewards and benefits.
Best Practices for Earning HawaiianMiles
- Use the Card for Everyday Expenses: From grocery shopping to gas, every purchase earns you miles.
- Focus on Bonus Categories: Hawaiian Airlines purchases typically earn extra miles, so use the card whenever booking flights.
- Combine Rewards: Some promotions allow you to stack miles by booking through partner programs.
Redeeming HawaiianMiles for Maximum Value
- Book Flights: Redeem miles for Hawaiian Airlines flights or upgrades to first class for a luxurious travel experience.
- Partner Rewards: Use miles with hotel and rental car partners for complete travel packages.
- Save for Big Trips: Miles don’t expire as long as the account remains active, so save them up for bucket-list destinations.
Managing Your Hawaiian Airlines Credit Card
Staying on top of your card’s features and responsibilities ensures you avoid unnecessary fees and reap maximum rewards.
Online Account Management
Cardholders can manage their account through the issuer’s online portal. From there, you can:
- View your balance and recent transactions.
- Pay your bill or set up autopay to avoid late payments.
- Track your HawaiianMiles in real time.
Understanding Your Monthly Statements
Your statement includes details about purchases, fees, and miles earned. Take time to review it each month to ensure accuracy and spot any unauthorized charges.
Common Challenges and Solutions
Like any credit card, the Hawaiian Airlines Credit Card comes with potential pitfalls. Here’s how to address them.
Denied Applications and Next Steps
If your application is denied, don’t panic.
- Review the Reason for Denial: Check your denial letter to understand why.
- Improve Your Credit: Focus on paying down debt and ensuring timely payments to boost your credit score.
- Reapply After 6 Months: Address the issues listed and try again after building your credit profile.
Credit Card Misuse and Financial Tips
- Avoid overspending just to earn miles; pay off your balance each month to avoid high interest charges.
- Track your spending and set budgets to ensure responsible use of the card.
FAQs about Apply for Hawaiian Airlines Credit Card
1. How do I apply for a Hawaiian Airlines credit card?
To apply for a Hawaiian Airlines credit card, visit the Hawaiian Airlines website and navigate to the credit card section. Choose the card that best suits your needs and click on the “Apply Now” button. You’ll need to provide personal information, including your name, address, Social Security number, and financial details.
2. What are the benefits of a Hawaiian Airlines credit card?
Hawaiian Airlines credit cards offer a variety of benefits, including free checked bags, priority boarding, and bonus miles on purchases. Cardholders can also enjoy discounts on in-flight purchases and access to exclusive Hawaiian Airlines promotions.
3. Are there any annual fees?
Most Hawaiian Airlines credit cards have an annual fee, which varies depending on the card type. However, the benefits often outweigh the cost, especially for frequent flyers who can take advantage of the travel perks and mile bonuses.
4. Can I use my Hawaiian Airlines credit card for international travel?
Yes, Hawaiian Airlines credit cards are accepted globally, wherever major credit cards are accepted. This makes them a convenient option for international travelers, providing security and ease of use abroad.
5. What is the minimum credit score required to apply?
The minimum credit score required to apply for a Hawaiian Airlines credit card typically varies by card. Generally, a good to excellent credit score is needed to qualify for the most beneficial terms.
6. How long does it take to get approved?
Approval times can vary, but most applicants will receive a response immediately after submitting their application online. In some cases, additional information may be required, which could extend the processing time.
7. How can I manage my Hawaiian Airlines credit card?
Cardholders can manage their Hawaiian Airlines credit card online. This includes checking the balance, viewing statements, paying bills, and tracking reward points. Mobile apps are also available for convenient management on the go.
Conclusion
The Hawaiian Airlines Credit Card is an excellent tool for travelers looking to earn rewards and enjoy exclusive perks. From earning HawaiianMiles on everyday purchases to accessing companion fare discounts, the benefits can significantly enhance your travel experience. By using the card wisely, managing it responsibly, and taking advantage of its rewards program, you can make every trip with Hawaiian Airlines even more memorable.
