Category: Mortgage

Wesley Mortgage Club: In today’s fast-paced world, financial freedom is a goal that many of us strive towards. Achieving this freedom requires not only diligent saving and investing but also making informed decisions about our mortgages, which often represent the largest financial commitment we will make in our lives. This is where the Wesley Mortgage…

Timeshare Mortgage Cancellation: In today’s fast-paced world, many individuals find themselves seeking freedom from their timeshare mortgages for a variety of reasons, ranging from financial constraints to a simple change in lifestyle preferences. This guide aims to provide a thorough understanding of timeshare mortgage cancellation, equipping you with the knowledge needed to navigate this complex…

The best 30-year fixed mortgage rate is 7.01%, based on the average of the lowest rates in each of the 50 states and Washington, D.C. The best FHA 30-year fixed rate is 6.93%, jumbo 30-year fixed is 6.02%, and 15-year fixed is 6.40%. Our rates may differ from what you see in online advertisements from…

Starting a real estate business isn’t for the faint of heart. What other industry requires you to cold call dozens of leads every day but only close five deals in your first year (if you’re lucky)? It’s a common adage that 3 out of 4 real estate agents fail within the first five years. But…

If your mortgage payment is no longer affordable, you can refinance the loan, ask the lender for help, or check out your insurance options. The simplest way to lower your mortgage payment is with a refinance. But it’s not the only way. Even if rates are high and a refi doesn’t make sense, there are…

Foreign investment in the United States real estate market is picking up again. If you’re interested in investing, then there are a few things you’ll want to keep in mind. For one thing, home and property prices have soared in the U.S. As a result, some foreign investors are financing their real estate purchases with…

Shopping for a new home can be exciting, but once you’ve found your dream home you’ll need to be prepared for the next step: your mortgage application.  To qualify for a loan, you’ll need to have good credit, a decent debt-to-income ratio, steady employment, and cash reserves. If you’re missing any of things—or many others—your…

The calculus behind mortgage payments is complicated, but Bankrate’s Mortgage Calculator makes this math problem quick and easy. First, next to the space labeled “Home price,” enter the price (if you’re buying) or the current value of your home (if you’re refinancing). In the “Down payment” section, type in the amount of your down payment…

Foreign investment in the United States real estate market is picking up again. If you’re interested in investing, then there are a few things you’ll want to keep in mind. For one thing, home and property prices have soared in the U.S. As a result, some foreign investors are financing their real estate purchases with…