Apply for Frontier Airlines Credit Card: If you’re someone who enjoys budget travel, chances are you’ve flown with Frontier Airlines. But what if you could earn travel rewards, free flights, and added perks every time you fly or spend? That’s where the Frontier Airlines World Mastercard comes in—a credit card designed especially for those who want to save while exploring more. Whether you’re a frequent flyer or just looking to get the most out of your next vacation, this card offers a low-cost way to rack up rewards without the hefty price tag of premium cards.
Issued by Barclays, the Frontier Airlines credit card is packed with travel-related benefits. You earn Frontier miles for every dollar you spend—not just on travel, but on everyday purchases too. With perks like family miles pooling, priority boarding, and the ability to earn elite status, this card is built for smart travelers. What really makes it stand out? Its low annual fee combined with valuable rewards makes it ideal even if you fly a few times a year.
In this detailed guide, we’ll walk you through each step of the application process so you can get your Frontier Airlines credit card with confidence.
Key Benefits of the Frontier Airlines Credit Card
Before we jump into the application process, let’s talk about why you’d want this card in the first place. Sure, there are tons of travel credit cards out there—but Frontier’s offering has some unique features that can genuinely make a difference.
1. Generous Sign-Up Bonus
Most applicants are greeted with a welcome offer, which typically includes bonus miles after spending a certain amount in the first 90 days. For example, spend $500 in the first 3 months and you might earn 50,000 bonus miles—that’s often enough for multiple one-way domestic flights!
2. 5X Miles on Frontier Purchases
Whenever you book flights or services directly through Frontier Airlines, you earn 5 miles per dollar spent. That’s a seriously high earn rate if you’re loyal to the airline.
3. 3X Miles on Dining
Love eating out? You’ll also earn 3 miles per dollar at restaurants, making it easy to pile up rewards even when you’re not flying.
4. Family Pooling Feature
With family pooling, you can combine miles with friends or family members, helping you redeem faster. This is a rare benefit—even among major airline cards—and one that truly helps stretch your rewards.
5. No Expiration on Miles
As long as you keep the card active (with at least one purchase every six months), your miles never expire. That’s a game-changer for people who travel occasionally.
6. Low Annual Fee
At the time of writing, the annual fee is only $89. Compared to premium travel cards that can cost $300–$500 per year, this is super reasonable for the perks you get.
7. Earn Elite Status
Spend $20,000 on the card in a year, and you’ll automatically earn Elite 20k Status with Frontier—giving you benefits like free seat selection, priority boarding, and even free carry-on bags.
With all these benefits, it’s clear this card packs a punch for frequent flyers or even occasional travelers looking for a budget-friendly rewards option.
Step-by-Step Guide to Applying for the Frontier Airlines Credit Card
Alright, ready to dive in? Here’s a simple, no-fluff guide to get you from “thinking about it” to holding your brand new Frontier Airlines credit card.
Step 1 – Check Your Credit Score
Before you apply, it’s crucial to check your credit score. Frontier Airlines’ credit card, like most rewards cards, typically requires good to excellent credit. This usually means a score of 680 or above.
You can check your credit score for free using:
- Credit Karma
- Credit Sesame
- Most major banks now offer free FICO score access to their customers
Why is this step important? Because applying for a credit card results in a hard inquiry, which can slightly lower your credit score. If you don’t meet the basic credit requirements, it’s better to wait and build your credit before applying.
Step 2 – Visit the Official Application Page
Once you’re sure your credit score is in a good range, head to the official application page. You can find it by:
- Visiting the Barclays credit card page
- Navigating to Frontier Airlines’ official site and checking under the “Deals” or “Travel Tools” section
Make sure you’re on the official Barclays or Frontier Airlines site to avoid phishing scams. Look for the “Apply Now” button, usually next to the card’s list of benefits.
Step 3 – Fill Out the Application Form
Now it’s time to complete your application. Be ready with the following personal info:
- Full name
- Date of birth
- Social Security number
- Current address
- Email and phone number
You’ll also need to enter your employment status, total annual income, and sometimes monthly housing payment (rent or mortgage). Be honest and accurate—Barclays uses this info to evaluate your ability to repay.
The form is straightforward, and most people can complete it in under 10 minutes.
Step 4 – Review Terms and Conditions
Before you hit that submit button, it’s crucial to understand what you’re agreeing to. Many people rush this part, but the fine print often holds the most important details.
Here’s what you should carefully review:
1. Annual Percentage Rate (APR)
The APR for purchases typically ranges from 20% to 29%, depending on your creditworthiness. If you plan to carry a balance month to month, this rate matters a lot. Paying in full each month? You can avoid these charges entirely.
2. Annual Fee
The Frontier Airlines credit card carries a modest annual fee—usually $89. Unlike some premium travel cards with fees north of $300, this is quite manageable, especially considering the sign-up bonus and ongoing rewards.
3. Reward Expiration
Technically, your miles don’t expire as long as your account stays active (i.e., you make a purchase every six months). Still, it’s wise to keep track to ensure you don’t lose those hard-earned miles.
4. Foreign Transaction Fees
Good news: this card does not charge foreign transaction fees. That makes it a great travel companion for international trips.
5. Late Payment Penalties
Like any credit card, late payments can hurt. Not only is there a fee (usually around $40), but it can also damage your credit score. Set up auto-pay or reminders to avoid these charges.
Read everything before proceeding. It might seem tedious, but understanding these terms can save you from unpleasant surprises down the line.
Step 5 – Submit Your Application
Once you’ve filled out the form and read the terms, it’s time for the big moment—hitting that “Submit” button. Here’s what happens next:
1. Instant Approval (Sometimes)
Many applicants receive instant decisions—either approved or denied—right on the screen. If you’re approved instantly, you’ll see your credit limit and can expect your card in the mail within 7–10 business days.
2. Manual Review
If your application requires further review, don’t panic. This is pretty common. You might be asked for additional documentation, like proof of income or identity. You’ll typically receive a decision within 7–14 days.
3. Credit Inquiry
A hard inquiry is placed on your credit report as part of the process. This might cause a slight dip in your score, but it’s usually temporary.
4. What to Expect in the Mail
Once approved, you’ll receive your new Frontier Airlines Mastercard via mail. It will come with a welcome kit explaining the rewards program, how to activate your card, and how to start earning miles.
You’re now ready to start racking up miles and enjoying the perks!
Tips for Getting Approved
Not everyone gets approved the first time, but there are definitely ways to improve your odds. Here’s what can help:
1. Maintain a Strong Credit Score
As mentioned earlier, you’ll need a score in the good to excellent range. Pay bills on time, keep credit utilization low, and don’t open too many new accounts in a short time.
2. Show a Steady Income
Lenders want to see that you can repay what you borrow. A solid, consistent income improves your approval chances—even if it’s modest.
3. Keep Debt in Check
High balances on your current cards can signal a risk to lenders. Try to keep your credit utilization ratio below 30% for the best results.
4. Limit Recent Credit Applications
If you’ve applied for multiple credit cards recently, it might raise red flags. Space out your applications when possible.
5. Use a Pre-Qualification Tool
Some banks offer pre-qualification tools that give you an idea of whether you’ll be approved without impacting your credit score. Barclays doesn’t always offer this for the Frontier card, but it’s worth checking on their site.
By preparing ahead and applying strategically, you give yourself the best shot at securing that card on the first try.
What to Do If You’re Denied
Don’t let a rejection get you down—it happens more often than you’d think. What’s important is knowing what to do next.
1. Understand the Reason
When denied, Barclays will send you an “adverse action notice” that explains why. Common reasons include:
- Low credit score
- Too many recent credit inquiries
- High debt-to-income ratio
- Limited credit history
Use this info to improve your financial profile before reapplying.
2. Request a Reconsideration
Sometimes you can call Barclays’ reconsideration line to plead your case. Be polite, explain why you applied, and address any concerns they might have.
You can reach the Barclays reconsideration line at 866-408-4064. Be prepared to provide more details about your income, employment, or why you want the card.
3. Build Credit and Try Again
Take the next few months to pay down debt, make on-time payments, and reduce credit utilization. You can always reapply in 6–12 months.
4. Consider Alternatives
If the Frontier card isn’t an option right now, consider other airline or travel cards that might have looser credit requirements or a secured credit card to help build your credit profile.
Managing Your Frontier Airlines Credit Card
So, you’ve got the card in hand—now what? To make the most out of it, you need a smart strategy. Managing your Frontier Airlines credit card goes beyond just using it for purchases. Here’s how to truly take advantage of everything it offers while avoiding common pitfalls.
1. Pay in Full Each Month
Let’s get real—credit card interest rates are no joke. If you carry a balance, you could end up paying a hefty amount in interest charges. Always aim to pay your bill in full every month. That way, you’ll enjoy all the perks without paying more than you should.
2. Set Up Auto-Pay
Life gets busy, and missing a payment can hurt your credit score. Set up auto-pay for at least the minimum due—or better yet, for the full balance. That way, you’re always on time and stress-free.
3. Use It Where It Counts
To maximize your rewards, use the card strategically:
- 5x miles on Frontier purchases
- 3x miles on dining
- 1x miles on all other purchases
Whenever possible, shift your spending in these categories to the card to rack up rewards faster.
4. Monitor Your Rewards and Spending
Barclays offers an online account portal and mobile app that makes it easy to:
- Track your transactions
- View your miles balance
- Set up account alerts
- Redeem your rewards
Make it a habit to check your account at least once a week. This also helps you spot any unauthorized charges early.
5. Redeem Miles Strategically
Don’t just blow your miles on the first available flight. Sometimes, using miles during Frontier’s off-peak promotions or fare sales gets you more bang for your buck. Compare flight costs in cash vs. miles to decide when redemption is worth it.
6. Know When to Upgrade or Downgrade
If you start traveling more often, look into elite status benefits or other cards that might offer higher-tier travel perks. On the flip side, if you’re not flying as much, it’s okay to downgrade or cancel before the next annual fee hits.
Managing your credit card like a pro isn’t hard—it just takes consistency and a little bit of planning. Make smart moves, and you’ll earn free travel in no time.
FAQs About Applying for Frontier Airlines Credit Card
1. How do I apply for the Frontier Airlines Credit Card?
You can apply online through the official Barclays website or via the Frontier Airlines homepage. The process takes just a few minutes if you have your personal and financial details ready.
2. Do I need a good credit score to qualify?
Yes, a good to excellent credit score (typically 670 and above) is recommended for approval.
3. Is there an annual fee for this card?
Yes, the Frontier Airlines World Mastercard® comes with a $89 annual fee, but many travelers find the rewards and benefits well worth it.
4. How long does it take to get approved?
Most applicants receive an instant decision, but in some cases, it might take up to 10 business days for additional verification.
5. Will applying for the card hurt my credit score?
Yes, like with most credit cards, there’s a hard inquiry during the application process, which may cause a temporary dip in your score.
6. Can I use the card immediately after approval?
In most cases, you’ll need to wait for the physical card to arrive by mail (usually 7–10 days) before making purchases.
7. What documents do I need to apply?
You’ll typically need your full name, address, Social Security number, income details, and other basic financial info.
8. Can I apply for the card if I’m not a Frontier Airlines frequent flyer?
Absolutely. While the card is designed for Frontier loyalists, anyone can apply and start earning rewards.
9. Is this card available outside the U.S.?
Unfortunately, the Frontier Airlines Credit Card is only available to U.S. residents with a valid Social Security number.
10. What should I do if my application is denied?
Don’t panic—check your credit report for issues, and consider calling Barclays’ reconsideration line to appeal the decision.
Conclusion
By following this step-by-step guide, you can confidently apply for the card, boost your chances of approval, and start earning miles fast. Just be sure to manage it responsibly—pay your balance in full, watch your spending, and keep your eye on the prize: affordable adventures and new destinations.
And if you ever hit a snag, whether it’s a denial or a question about how to use your rewards, don’t sweat it. There are always options, and now you know exactly what to do next.
So go ahead—start your application today and take the first step toward smarter, cheaper travel!
