Do you know you can drive your dream car today ? are you waiting for a long time to drive that car you love and your servings have not been able to get you with mortgage house you can get your dream car between 24 online loans.
Saving You Time and Money
You don’t need to wait to buy your new car. With our secured new car loans, you can save money on interest, and with our 24-hour finance you can drive off in your new car tomorrow! Take a look at the flexible features below and apply online today for your secured new car finance.
Drive home with your dream car in less down 24 hours
You don’t need to wait to buy your new car. With our secured new car loans, you can save money on interest, and with our 24-hour finance you can drive off in your new car tomorrow! Take a look at the flexible features below and apply online today for your secured new car finance.
Car Loan FAQs : What do I need when applying?
- Last pay slip if your salary is not paid directly into the loan or Offset Account
- Invoice for car purchase
- Self-Employed:
- Last years tax returns for individuals and business
- Invoice for car purchase
How much can I borrow?
Car loans of up to $50,000 are available with no minimum loan size and a maximum loan term of 10 years.
Get Your Dream Car In Less Down24h With MortgageHouse
Am I eligible for a Car Loan?
There can be different requirements if you want to apply for a car loan, depending on your circumstances. Our car loan is available to anyone with a home loan. If you can demonstrate that you’ve been regularly paying off a home loan with any lender, then you automatically satisfy the initial requirements needed for a Mortgage House personal car loan. Existing Mortgage House customers can also skip a lot of the paperwork required and enjoy a faster approval process.
What are the benefits of a car loan?
There are many benefits of taking on our Car Loan. The main benefit being that it gives you access to the funds you need to buy the car of your choice without having to wait. You can borrow up to $50,000 and have a set period to pay off your loan with regular repayments. You may even be able to enjoy tax benefits if you’re using your car of business purposes.
Can I pay off a car loan quicker?
Yes you can make unlimited extra payments directly into your loan and pay it down quickly and save on interest. This is also a good way to build up savings for a rainy day. You can access the extra payments using the redraw facility. Direct salary crediting into your loan offset account is another way to save money because that way you only pay interest on the difference between the balance in your offset account and your loan amount.
What should I consider when applying for a car loan?
Think about the purpose of your car loan. Is it for your personal use, for business purposes or part of a salary packaging arrangement with your employer. This will help you determine if you require a car loan or a novated car loan. Review all your options before deciding on the loan that’s right for your needs.
READ: Australia Cheapest Car Insurance
Can I increase my Car Loan repayments?
Yes, our Car Loan gives you the flexibility to make unlimited extra payments above the minimum required repayments, without any penalties. In fact, it’s one of the easiest ways to pay off your loan sooner. When you’ve got spare cash or receive lump sum payments like a work bonus or tax refunds it may be a smart move to direct it towards your loan and pay it off sooner and save on interest payable.
Get Your Dream Car In Less Down24h With MortgageHouse
PAYG:
- Last pay slip if your salary is not paid directly into the loan or Offset Account
- Invoice for car purchase
Self-Employed:
- Last years tax returns for individuals/ business
- Invoice for car purchase
How much can I borrow?
Car loans of up to $50,000 are available with no minimum loan size and a maximum loan term of 10 years.
