Kaiser Permanente Health Insurance Reviews

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Kaiser Permanente is one of the largest healthcare providers in the United States, offering a wide range of health insurance plans to its customers. With a focus on preventive care and patient-centered treatment, Kaiser Permanente has become a popular choice for individuals and families seeking comprehensive health coverage. However, with so many health insurance options available, it’s important to read reviews and research your options before making a decision.

Importance of Reading Reviews Before Choosing Health Insurance:

Selecting a health insurance plan is a critical decision that can have a significant impact on your health and finances. It’s important to understand the benefits and limitations of each plan to ensure that it meets your specific needs. Reading reviews of health insurance providers can provide valuable insights into the quality of care, customer service, and overall satisfaction of policyholders.

By taking the time to read reviews, you can gain a better understanding of the experiences of others who have used a particular health insurance plan. This information can help you make an informed decision and choose a plan that fits your budget, health needs, and lifestyle. Additionally, reading reviews can alert you to any potential issues or concerns with a particular provider, allowing you to avoid any unpleasant surprises down the road.

In summary, choosing the right health insurance plan is essential for maintaining your health and well-being. Reading reviews and doing your research can help you make an informed decision and select a plan that meets your needs and budget.

Kaiser Permanente Health Insurance

Kaiser Permanente Health Insurance is a leading provider of health insurance coverage in the United States. They offer a wide range of coverage options and plans to meet the needs of individuals, families, and businesses.

Their plans include everything from basic coverage to more comprehensive coverage, such as dental and vision insurance. They also offer plans that are specifically designed for those with chronic conditions, such as diabetes or heart disease.

One of the key advantages of Kaiser Permanente is their extensive network of healthcare providers. They have a large network of doctors, hospitals, and clinics throughout the United States, which ensures that their members have access to quality care wherever they may be.

Enrollment in Kaiser Permanente is relatively easy and straightforward. Eligibility requirements vary depending on the specific plan and location, but in general, individuals and families can enroll during the annual open enrollment period or during a special enrollment period if they experience a qualifying life event.

In summary, Kaiser Permanente Health Insurance offers a variety of coverage options and plans, a broad network of healthcare providers, and an easy enrollment process for eligible individuals and families.

What Do Kaiser Permanente Health Insurance Plans Cover?

Kaiser Permanente offers a variety of health insurance plans that may meet your health needs and budget.

  • Charitable health coverage
  • Employer-based coverage
  • Individual and family plans
  • Medicaid
  • Medicare

Is Kaiser Permanente Health Insurance Worth It?

Overall, Kaiser Permanente health insurance is a strong option for individuals and families who prioritize high-quality care, preventive medicine, and coordinated healthcare. While the organization’s limited network and customer service issues may be a drawback for some, these factors are outweighed by the benefits of Kaiser Permanente’s integrated healthcare model and focus on clinical excellence.

When considering whether Kaiser Permanente health insurance is worth it, it’s important to assess your individual healthcare needs and budget. If you live in an area with easy access to Kaiser Permanente facilities and are willing to pay slightly higher premiums for comprehensive coverage and high-quality care, then Kaiser Permanente may be a good option for you.

However, if you require access to medical care outside of the Kaiser Permanente network or have a limited budget, then you may want to consider other health insurance providers.

Pros And Cons Of Kaiser Permanente

Strengths of Kaiser Permanente Health Insurance

One of the biggest strengths of Kaiser Permanente is its integrated healthcare model. Because the organization operates its own network of hospitals and clinics, it is able to provide coordinated care across a wide range of medical specialties. This can result in better outcomes for patients, as well as reduced healthcare costs over time.

Another strength of Kaiser Permanente is its focus on preventive medicine. The organization offers a range of wellness programs and health screenings to help members stay healthy and catch medical issues early on. This can result in fewer hospitalizations and lower healthcare costs over time.

Kaiser Permanente is also known for its high-quality care. The organization has received numerous awards and accolades for its clinical excellence and patient satisfaction. For example, Kaiser Permanente was named the top-rated health plan in California by the National Committee for Quality Assurance (NCQA) for the tenth year in a row.

Why Kaiser Permanente Is Bad

One of the main weaknesses of Kaiser Permanente is its limited network. Because the organization operates its own facilities, members are typically restricted to receiving care within the Kaiser Permanente network. This can be problematic for individuals who live in rural or remote areas, or who travel frequently and require access to medical care outside of the network.

Another weakness of Kaiser Permanente is its customer service. The organization has received mixed reviews from customers regarding the responsiveness and helpfulness of its customer service representatives. Some customers have reported long wait times and difficulty resolving issues with their coverage.

Finally, Kaiser Permanente’s pricing can be a barrier for some individuals. While the organization’s plans are generally competitive with other health insurance providers, they may be more expensive than some low-cost options. This can be a challenge for individuals and families on a tight budget.

Kaiser Permanente Health Insurance Reviews

Overall, Kaiser Permanente receives positive reviews from its members. According to a survey conducted by J.D. Power, Kaiser Permanente ranks highest in member satisfaction among commercial health plans in California, Colorado, and the Northwest region.

Customers frequently praise Kaiser Permanente’s high-quality care, comprehensive coverage, and preventive medicine programs. Many also appreciate the convenience of having all of their medical care within a single network.

However, some customers have expressed frustration with Kaiser Permanente’s limited network and customer service. Some have also reported difficulty accessing specialty care or getting timely appointments with their primary care physician.

Kaiser Permanente Washington Health Insurance

Kaiser Permanente Washington Health Insurance is a subsidiary of Kaiser Permanente, one of the largest healthcare providers in the United States. It offers a range of health insurance plans, including HMO, POS, and PPO options, as well as Medicare Advantage and Medicaid plans.

One of the key advantages of Kaiser Permanente Washington Health Insurance is its focus on preventive medicine and early intervention. The organization offers a range of wellness programs and health screenings to help members stay healthy and identify medical issues early on. This can result in better health outcomes and reduced healthcare costs over time.

Kaiser Permanente Washington also operates its own network of hospitals, clinics, and medical facilities, which allows for coordinated care across a wide range of medical specialties. This can result in better outcomes for patients and reduced healthcare costs over time.

In addition, Kaiser Permanente Washington has a strong reputation for clinical excellence and patient satisfaction. The organization has received numerous awards and accolades for its high-quality care, including being named the top-rated health plan in Washington state by the National Committee for Quality Assurance (NCQA) for the seventh year in a row.

However, one potential drawback of Kaiser Permanente Washington Health Insurance is its limited network. Members are typically restricted to receiving care within the Kaiser Permanente network, which can be problematic for individuals who live in rural or remote areas or who require access to medical care outside of the network.

In terms of pricing, Kaiser Permanente Washington’s plans are generally competitive with other health insurance providers in the region. However, some individuals and families may find the premiums to be more expensive than some low-cost options.

Overall, Kaiser Permanente Washington Health Insurance is a strong option for individuals and families who prioritize high-quality care, preventive medicine, and coordinated healthcare. By considering your individual healthcare needs and budget, you can make an informed decision on whether Kaiser Permanente Washington is the right health insurance provider for you.

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Kaiser Permanente Health Insurance California

Kaiser Permanente is considered to be one of the top healthcare providers in California. The organization is widely recognized for its commitment to delivering high-quality, patient-centered care, and has received numerous awards and accolades for its clinical excellence and patient satisfaction.

Kaiser Permanente operates its own network of hospitals, clinics, and medical facilities throughout California, which allows for coordinated care across a wide range of medical specialties. This can result in better outcomes for patients and reduced healthcare costs over time. In addition, the organization has made significant investments in technology and innovation to improve the delivery of care and promote patient wellness.

One of the key advantages of Kaiser Permanente in California is its focus on preventive medicine and early intervention. The organization offers a range of wellness programs and health screenings to help members stay healthy and identify medical issues early on. This can result in better health outcomes and reduced healthcare costs over time.

Another advantage of Kaiser Permanente in California is its strong reputation for clinical excellence and patient satisfaction. The organization has consistently been rated highly in national and regional healthcare rankings and has been recognized for its commitment to delivering high-quality care and improving patient outcomes.

However, one potential drawback of Kaiser Permanente in California is its limited network. Members are typically restricted to receiving care within the Kaiser Permanente network, which can be problematic for individuals who live in rural or remote areas or who require access to medical care outside of the network.

Overall, Kaiser Permanente is a strong option for individuals and families in California who prioritize high-quality care, preventive medicine, and coordinated healthcare. By considering your individual healthcare needs and budget, you can make an informed decision on whether Kaiser Permanente is the right health insurance provider for you.

Kaiser Permanente Health Insurance Colorado

Kaiser Permanente Health Insurance Colorado is a subsidiary of Kaiser Permanente, one of the largest healthcare providers in the United States. It offers a range of health insurance plans, including HMO, POS, and PPO options, as well as Medicare Advantage and Medicaid plans.

One of the key advantages of Kaiser Permanente Colorado Health Insurance is its focus on preventive medicine and early intervention. The organization offers a range of wellness programs and health screenings to help members stay healthy and identify medical issues early on. This can result in better health outcomes and reduced healthcare costs over time.

Kaiser Permanente Colorado also operates its own network of hospitals, clinics, and medical facilities, which allows for coordinated care across a wide range of medical specialties. This can result in better outcomes for patients and reduced healthcare costs over time.

In addition, Kaiser Permanente Colorado has a strong reputation for clinical excellence and patient satisfaction. The organization has received numerous awards and accolades for its high-quality care, including being named the top-rated health plan in Colorado by the National Committee for Quality Assurance (NCQA) for the ninth year in a row.

However, one potential drawback of Kaiser Permanente Colorado Health Insurance is its limited network. Members are typically restricted to receiving care within the Kaiser Permanente network, which can be problematic for individuals who live in rural or remote areas or who require access to medical care outside of the network.

In terms of pricing, Kaiser Permanente Colorado’s plans are generally competitive with other health insurance providers in the region. However, some individuals and families may find the premiums to be more expensive than some low-cost options.

Overall, Kaiser Permanente Colorado Health Insurance is a strong option for individuals and families who prioritize high-quality care, preventive medicine, and coordinated healthcare. By considering your individual healthcare needs and budget, you can make an informed decision on whether Kaiser Permanente Colorado is the right health insurance provider for you.

Kaiser Permanente Health Insurance Plans

Kaiser Permanente offers multiple types of health insurance, including individual plans, family plans, Medicare, Medicaid and group health insurance.

Most Kaiser insurance plans are HMO (health maintenance organization) plans, and this type of health insurance only covers in-network care and generally has cheaper monthly costs. This means your medical benefits are limited to Kaiser’s 700 medical offices and 39 hospitals. You’re also required to select a primary care physician who can refer you to specialists as needed.

Kaiser Health Insurance Individual and Family Plans

Kaiser health insurance plans can be purchased through the Health Insurance Marketplace set up by the Affordable Care Act (also called “Obamacare”) or directly from the insurance company. However, buying insurance through the marketplace does give you access to health insurance tax credits, which can reduce how much you pay for insurance.

Kaiser Permanente plans include required standard coverages, such as access to free preventive care and screenings, as well as financial protections like an out-of-pocket maximum. Plans are divided into the metal tiers of Bronze, Silver, Gold and Platinum. Kaiser’s plans are also classified into the three insurance categories below, so you can choose a Bronze Deductible plan, a Gold Copayment plan or another combination.

1. Health savings account (HSA) plans: These high-deductible plans are the cheapest plans offered by Kaiser. They allow you to set up a health savings account so you can avoid paying taxes on the money you’ll use to pay for doctor appointments and other health care services.

2. Deductible plans: These plans function like traditional insurance where you’ll pay for most health services out of pocket until your spending reaches the deductible amount. Then, you’ll pay the coinsurance rate specified by your plan.

3. Copayment plans: These Gold and Platinum tier plans have high monthly rates. However, they have no deductible. These policies can help you save money if you expect high medical costs because you’ll only pay a copayment for covered services.

Kaiser Permanente Health Insurance Medicare

Kaiser Permanente also offers Medicare plans, which can be purchased either directly from the company or through Medicare.gov.

Plan options:

Medicare Advantage (Medicare Part C) plans expand the coverage you get with Original Medicare, adding on more cost-saving benefits and prescription drug benefits. These bundled plans can streamline your health coverage, and Kaiser has been named one of our best Medicare Advantage providers.

Medicare Advantage Plus plans are how Kaiser classifies its Part C plans that also include coverage for dental care, hearing aids and eyewear.

Prescription coverage is only available as a part of a bundled Medicare Advantage plan. Stand-alone drug coverage plans (Medicare Part D) are not offered.

Kaiser does not offer Medicare Supplement (Medigap) plans, and those who are looking for these plans can choose from our best Medicare Supplement providers, which include UnitedHealthcare and Aetna.

Medicaid and programs for those with low incomes

Kaiser Permanente also participates in Medicaid programs. For those who qualify for low-income health insurance, the plan issued by your government agency may be through Kaiser.

In addition, Kaiser also offers a Charitable Health Coverage program that provides coverage and access to care for those who are not eligible for public or private health coverage.

There’s also a Medical Financial Assistance program that provides free or reduced health care services for those who are low-income, uninsured and underserved.

Kaiser Permanente Employer and group insurance

For group insurance, Kaiser may offer a wider variety of plan options than what’s available for individual purchasers. For example, some locations have preferred provider organization (PPO) plans available, which provide broader medical coverage beyond Kaiser’s facilities and doctors.

Kaiser Permanente Health Coverage, Member resources and Unique features

Kaiser Permanente’s health coverage stands out in two ways:

Its integration of health insurance with health care makes it easier for you to track costs and manage claims.

The strong preventive care program includes access to screenings, health resources, lifestyle programs and health classes.

Depending on your plan, Kaiser’s member services may include:

  • Women’s health services
  • Mental health
  • Addiction and recovery
  • Chiropractic care
  • Wellness coaching
  • Prescription delivery
  • Dental care (add-on)
  • Vision care (add-on)
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The company’s powerful suite of digital tools also stands out from the competition. Plans include:

  • Telehealth over phone, video or email
  • Online access to health records including test results, doctor’s notes and vaccination records
  • A cost lookup tool
  • The ability to schedule or cancel appointments
  • Health insurance management including tracking your deductible

Plus, there are fitness resources including discounted gym memberships, health calculators and discounted massage therapy.

Kaiser Permanente Insurance Cost

The monthly cost of Kaiser insurance ranges from about $300 to nearly $1,000 per month based on factors such as the coverage level you choose and your age.

Average monthly cost of Kaiser Permanente insurance

TierAge 21Age 40 60
Bronze$295$377$522
Silver$373$474$735
Gold$417$534$853
Platinum$460$588$970

Based on available policies in California.

Keep in mind that these base rates are for individuals paying full price for health insurance. Health insurance subsidies through the Affordable Care Act (ACA) can help reduce your monthly insurance bills, and you can qualify for these health insurance discounts based on your income and family size.

Where is Kaiser Permanente the cheapest?

Kaiser Permanente health insurance has the lowest average prices in Maryland, with a Silver plan costing an average of $335 per month.

InsurerMonthly cost
Maryland$335
Colorado$396
Washington, D.C.$400
Oregon$447
Washington$450
Georgia$467
California$474
Hawaii$482
Virginia$471

How to Choose the Right Health Insurance Provider

Choosing the right health insurance provider can be a daunting task, as there are numerous options available in the market. However, selecting the right provider is essential for ensuring that you receive the best healthcare coverage and services that fit your specific needs. Here are some factors to consider when choosing a health insurance provider:

  1. Network of Healthcare Providers: Ensure that the provider you choose has a broad network of healthcare providers that includes doctors, hospitals, and specialists in your area. A wide network ensures that you have access to quality healthcare services when you need them.
  2. Cost and Affordability: Consider the monthly premium, deductibles, co-pays, and out-of-pocket expenses when selecting a provider. Choose a provider that offers a balance between cost and coverage, depending on your healthcare needs and budget.
  3. Customer Service: Evaluate the provider’s customer service reputation, including their response time to inquiries, complaint resolution process, and availability of online tools for self-service.
  4. Plan Benefits and Coverage: Look at the specific health benefits covered by the provider, such as prescription drugs, preventive care, and mental health services, and ensure they meet your needs. Also, check the coverage limits for specific services, as some providers may have limitations or exclusions for certain treatments.
  5. Provider Reputation: Check the provider’s reputation by reviewing their ratings and reviews from other customers, as well as their accreditation status, and their financial strength.

Tips for finding the best health insurance plan for your needs:

  1. Assess your healthcare needs: Evaluate your healthcare needs based on your age, medical history, lifestyle, and family history. This will help you identify the coverage you need, and the specific benefits that will work best for you.
  2. Compare Multiple Providers: Obtain quotes from multiple providers, compare their plans side by side, and assess the benefits, network, and costs to find the best plan that fits your needs.
  3. Utilize Online Tools: Take advantage of online resources such as provider directories, plan comparisons, and customer reviews to find the best provider for you.
  4. Consider Additional Benefits: Some providers may offer additional benefits such as wellness programs, discounts on gym memberships, or free telehealth consultations. These benefits can add value to your plan and improve your overall health and well-being.

By considering these factors and tips, you can select the right health insurance provider that meets your unique healthcare needs and budget.

How to Apply for Kaiser Permanente Health Insurance?

Applying for Kaiser Health Insurance is a relatively straightforward process. Here are the steps you can follow to apply:

1. Research available plans: The first step is to research the available Kaiser Health Insurance plans in your area. You can visit the Kaiser Permanente website or contact their customer service department to learn more about the plans and pricing options available to you.

2. Determine your eligibility: Once you have identified the plan that you are interested in, you will need to determine your eligibility. Kaiser Permanente Health Insurance is available to individuals and families who live in the service area and meet the plan’s eligibility requirements.

3. Enroll in a plan: To enroll in a Kaiser Permanente Health Insurance plan, you can do so online or by phone. The enrollment process typically requires you to provide personal and financial information, such as your name, address, income, and family size.

4. Choose your coverage: During the enrollment process, you will need to select the level of coverage that you want. Kaiser Permanente offers a range of plans with varying levels of coverage and benefits, so be sure to choose the plan that best suits your individual healthcare needs and budget.

5. Pay your premium: Once you have enrolled in a plan and selected your coverage, you will need to pay your premium to activate your coverage. You can typically pay your premium online, by phone, or by mail.

6. Receive your insurance card: Once your enrollment is processed and your premium is paid, you will receive an insurance card in the mail. This card will provide you with information about your coverage, including your plan benefits and any co-payments or deductibles that you may be responsible for.

Overall, the process of applying for Kaiser Health Insurance is relatively straightforward. By researching the available plans, determining your eligibility, and enrolling in the plan that best suits your needs, you can secure comprehensive healthcare coverage for yourself and your family.

Kaiser Health Insurance Cost Calculator

Kaiser Permanente offers an online health insurance cost calculator that can help individuals and families estimate the cost of their health insurance coverage. The calculator takes into account a variety of factors, including age, income, family size, and location, to provide an estimate of the monthly premium cost for each available plan.

To use the Kaiser Permanente Health Insurance Cost Calculator, follow these steps:

1. Go to the Kaiser Permanente website and navigate to the Health Insurance Cost Calculator.

2. Enter your zip code to identify the available plans in your area.

3. Provide information about your age, income, and family size. This information will help the calculator estimate your eligibility for premium subsidies or cost-sharing reductions.

4. Select the level of coverage that you want. Kaiser Permanente offers a range of plans, including Bronze, Silver, Gold, and Platinum levels. Each level provides a different level of coverage and requires a different monthly premium.

5. Review the estimated costs. The calculator will provide an estimate of the monthly premium cost for each available plan, as well as any available subsidies or cost-sharing reductions.

It’s important to note that the cost calculator provides only an estimate of the cost of health insurance coverage. The actual cost of coverage will depend on a variety of factors, including your individual healthcare needs, any pre-existing conditions, and the specific plan you choose. It’s important to carefully review the plan details and costs before enrolling in a Kaiser Permanente Health Insurance plan.

How Much Is Kaiser Insurance For One Person?

The cost of Kaiser insurance for one person can vary depending on a number of factors, including the individual’s age, location, income level, and the specific Kaiser Permanente health insurance plan that they choose.

As of 2021, the average cost of a Kaiser Permanente Bronze plan for an individual is around $350 per month. Silver plans typically cost around $450 per month, while Gold and Platinum plans can cost upwards of $500 per month.

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However, it’s important to note that these are just rough estimates, and the actual cost of a Kaiser Permanente health insurance plan for one person can vary significantly depending on the factors mentioned above. In addition, premiums can also vary depending on the specific region in which an individual resides and the healthcare provider network that they have access to.

It’s important for individuals to compare plans and pricing options carefully to find the best option that meets their healthcare needs and budget. Kaiser Permanente offers an online cost calculator that can help individuals estimate the cost of coverage based on their specific circumstances. Additionally, individuals can reach out to a Kaiser Permanente representative or insurance agent to get personalized guidance on their health insurance options.

How are Kaiser’s plans ranked?

As to overall plan rankings, Kaiser Permanente is very highly rated for both its individual and Medicare Advantage plans, with nearly all plans having between 4 and 5 stars on HealthCare.gov or Medicare.gov. The one exception is the PPO health insurance plan in Washington state, called Kaiser Options, which has a lackluster rating of 3.5 stars.

Policyholders have said they appreciate the convenience of having all aspects of health care available within the Kaiser facilities.

Does Kaiser Permanente get many complaints?

Kaiser also has a good rating from the National Association of Insurance Commissioners (NAIC), scoring an average of 0.24 on the complaint index, which means it receives 76% fewer complaints than a typical company of its size.

The most common complaint is claim handling delays. While delays are not ideal, other large insurance companies can have a high rate of claim denials, which is more problematic.

What are the reviews of Kaiser Permanente’s doctors and medical care?

In California, Kaiser Permanente received an average of 4.5 stars out of 5 for the quality of medical care, according to the state report card. This is much better than the 3.1-star statewide average for health insurance plans.

However, Kaiser only received 2.5 stars for the overall patient experience. This is low, but it matches the statewide average for all insurers, indicating that patients are often not satisfied with their experience, regardless of insurer.

Note that policyholders in some locations have reported that it’s difficult to access mental health care at some Kaiser facilities, which the company says is due to staffing shortages.

What do Medicare Advantage policyholders say?

Survey data collected by Medicare reveals that Kaiser’s Medicare Advantage policyholders are very happy with their coverage, their ability to get prescriptions and the quality of their health care. In contrast, enrollees give the company lower ratings for their ability to get health care and coordination of care, such as follow-ups after tests.

Is Kaiser a good insurance company?

Yes, Kaiser Permanente is a good health insurance company, earning top scores for customer satisfaction, preventive care and overall plan experience.

Does Kaiser have HMO plans or PPO plans?

Most Kaiser health insurance plans are HMO plans, meaning you’ll generally have lower monthly costs, but your health coverage is limited to in-network doctors and facilities. Some PPO plans may be available, but these are generally not as well-rated as Kaiser’s HMO plans.

How much is Kaiser insurance per month?

The average monthly cost of insurance from Kaiser Permanente will heavily depend on your state of residence. For example, Kaiser rates for health insurance range from $335 in Maryland to $474 in California. For those purchasing insurance on the marketplace, the amount you pay may be reduced because of health insurance subsidies.

Does Kaiser offer “Obamacare” insurance plans?

Yes, you can buy Kaiser Permanente insurance from the “Obamacare” Health Insurance Marketplace. Kaiser plans are not available nationwide and are only available to those who live in the states where the company operates.

Can I add dental to my Kaiser Health Insurance?

Yes, you can add dental insurance to your Kaiser medical insurance during open enrollment. Depending on your location and situation, you can either sign up directly through Kaiser Permanente or by choosing a dental plan listed on the marketplace.

How to Cancel Kaiser Permanente Health Insurance

If you’re thinking of canceling your Kaiser health insurance policy, there are three ways you can do it:

Canceling Kaiser Permanente by Mail or Employer

To complete the cancellation paperwork, you’ll need to:

1. Go to your Kaiser account and click on the “Cancel Insurance” button on the right-hand side of the page. Download the disenrollment form.

2. Print and fill out all necessary information, which includes your name, phone contacts, Social Security Number, date of birth, dependents who may be affected by your cancellation, your address, required signatures, the date of request, and your reasons for cancellation.

3. Return the completed form to your local Kaiser Permanente office (if you joined on your own) or through your employer (if you’re part of a group plan at your workplace).

4. Wait until your policy is canceled, which usually takes effect the first day of the month after they received your request. Kaiser will send you a written confirmation.

Canceling Kaiser Permanente Via Phone Call

You can cancel insurance coverage by calling an agent and requesting a health care plan termination directly. You can call 711, Monday to Sunday from 8 a.m. to 8 p.m., or the following Member Services hotlines based on your location:

  • California: 1-800-443-0815
  • Mid-Atlantic States: 1-888-777-5536
  • Colorado: 1-800-476-2167
  • Northwest: 1-877-221-8221
  • Georgia: 1-800-232-4404
  • Washington: 1-888-901-4600
  • Hawaii: 1-800-805-2739

How to Cancel Kaiser Permanente Health Insurance Online

To cancel your coverage online, you have to:

  1. Go to the Kaiser Permanente website
  2. Log in to your account
  3. Navigate to Membership Details
  4. Cancel your coverage

Kaiser Insurance Alternatives

Here are some alternative insurance providers you can check out:

1. Canopy Health

Canopy Health consistent costs and accurate and up-to-date health information. This allows you to seek out the best possible care for your health, which can save you money in the long run.

2. Sutter Health

Sutter Health offers more than 200 ambulatory services. Its pricing is consistent and real-time for the outpatient services.

3. Health Net Federal Services

Health Net Federal Services believes in providing innovative and affordable healthcare plans to everyone. It offers a variety of plans for individuals and employer groups.

Frequently asked questions

Is Kaiser a good insurance company?

Yes, Kaiser Permanente is a good health insurance company, earning top scores for customer satisfaction, preventive care and overall plan experience.

Does Kaiser have HMO plans or PPO plans?

Most Kaiser health insurance plans are HMO plans, meaning you’ll generally have lower monthly costs, but your health coverage is limited to in-network doctors and facilities. Some PPO plans may be available, but these are generally not as well-rated as Kaiser’s HMO plans.

How much is Kaiser insurance per month?

The average monthly cost of insurance from Kaiser Permanente will heavily depend on your state of residence. For example, Kaiser rates for health insurance range from $335 in Maryland to $474 in California. For those purchasing insurance on the marketplace, the amount you pay may be reduced because of health insurance subsidies.

Does Kaiser offer “Obamacare” insurance plans?

Yes, you can buy Kaiser Permanente insurance from the “Obamacare” Health Insurance Marketplace. Kaiser plans are not available nationwide and are only available to those who live in the states where the company operates.

Can I add dental to my Kaiser health insurance?

Yes, you can add dental insurance to your Kaiser medical insurance during open enrollment. Depending on your location and situation, you can either sign up directly through Kaiser Permanente or by choosing a dental plan listed on the marketplace.

Methodology and sources

Cost comparisons were developed using 2022 public use files from the Centers for Medicare and Medicaid Services (CMS). Calculations were based on provider, location, age and plan tier. Ranking data was sourced from separate CMS public use files.

Additional sources include provider marketing material, HealthCare.gov, Medicare.gov, J.D. Power, the Kaiser Family Foundation, the National Committee for Quality Assurance (NCQA) and the State of California’s Office of the Patient Advocate.

The National Association of Insurance Commissioners (NAIC) average complaint score is based on a weighted average of all subsidiaries based on total premiums.